Toronto home affordability depends on more than the maximum mortgage a lender will approve. Your comfortable homebuying budget should account for your income, down payment, debts, closing expenses, ongoing ownership costs and the amount of savings you will retain after closing.
Sam Kamra helps Toronto and GTA buyers examine the complete cost of a property before deciding how much they can comfortably spend.
Continue reading →Luxury cars, million-dollar homes and designer lifestyles don’t always tell the full financial story. As housing costs continue to rise, many Canadians are asking whether appearances have become more important than financial security.
By Sam Kamra
Buying or selling a home isn’t just another transaction. For most Canadians, it’s the single largest financial decision they’ll ever make. Yet one of the biggest mistakes people continue to make has nothing to do with timing the market, interest rates or choosing the right neighbourhood.
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About Sam Kamra
Real estate has been my passion for more than a decade.
As a Toronto Real Estate Sales Representative with RE/MAX Millennium Real Estate, I have helped buyers, sellers, investors, developers and lenders complete more than $1 billion in real estate transactions throughout the Greater Toronto Area.
Whether you are buying your first home in Toronto or your second; or whether you are selling your home and looking to get the best price, working with a professional and knowledgeable real estate agent can make all the difference. There is no question about it – the Toronto real estate market is hot. Properties move quickly. And this makes it extremely difficult for anyone to participate if they do not have the right real estate agent as part of their team. Working with the right real estate agent will give you a definitive advantage over others in the market. So what should you look for when you are looking to hire the best real estate agent in Toronto? In this article, I will explore some of the top attributes that you’ll want your agent to have.
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